| Established
Merchants Only.com guarantees we can save you money compared
to your existing merchant account.
Here is a fee schedule from a typical processor offering "Two
Tier Billing". All Rates and Fees already include VISA/MC
"Dues and Assessments."
In addition to this typical fee schedule, please continue below
this table for real Established Merchants Only.com merchants
saving thousands of dollars a year since switching to our Interchange-Plus
merchant accounts.
Typical Fee Schedules for eCommerce,
MOTO, Auction Merchants processing between $20,000 - $50,000
per month:
| Categories: |
Established
Merchants Only.com |
Typical
Processor Fees: |
VISA US Consumer Credit
Interchange-Plus 15 basis points
|
Visa: 1.95% +
.15% = 2.10% |
2.29%
(Qualified) |
MC US Consumer Credit
Interchange-Plus 15 basis points |
MC: 1.99% + .15%
= 2.14% |
2.29%
(Qualified) |
VISA US Consumer Debit
Interchange-Plus 30 basis points |
Visa: 1.69% +
.30% = 1.99% |
2.29%
(Qualified) |
MC US Consumer Debit
Interchange-Plus 30 basis points |
MC: 1.74% + .30%
= 2.04% |
2.29%
(Qualified) |
VISA US Business Commercial
Interchange-Plus 30 basis points |
Visa: 2.34% +
.30% = 2.64% |
3.99%
(Non-Qualified) |
MC US
Business Corporate
Interchange-Plus 30 basis points |
MC: 2.41% + .30%
= 2.71% |
3.99%
(Non-Qualified) |
Visa International
Interchange-Plus 15 basis points |
Visa: 2.35% +
.15% = 2.50% |
3.99% (Non-Qualified)
|
MasterCard
World
Interchange-Plus 60 basis points |
MC: 2.05% + .60%
= 2.65% |
3.99% (Non-Qualified)
|
VISA Transaction
Fee
Interchange-Plus $0.15 cents |
Visa: $0.10 +
$0.15 = $0.25 |
$0.30 |
MC Transaction
Fee
Interchange-Plus $0.00 cents |
MC: $0.10 + $0.15
= $0.25 |
$0.30
|
VISA Debit
Transaction Fee
Interchange-Plus $0.00 cents |
Visa: $0.15 +
$0.15 = $0.30 |
$0.30 |
MC Debit
Transaction Fee
Interchange-Plus $0.00 cents |
MC: $0.16 + $0.15
= $0.31 |
$0.30 |
| Deposit
Details |
Gross
Daily Settlement* |
Net Daily
Settlement |
| Authorize.Net
Payment Gateway Access Fee |
NO CHARGE |
$10.00 to
$25.00 per month |
| Authorize.Net
Transaction Fee |
First 250 trans free monthly, then
$0.05 per transaction |
$0.05 from
trans #1 |
| Statement
Fee |
NO CHARGE |
$0.00 to
$10.00 per month |
| Service
Fee |
NO CHARGE |
$0.00 to $10.00
per month |
| Batch
Header Fee |
NO CHARGE |
$0.30 |
| Annual
Fee |
NO CHARGE |
$0.00 to $99.00
per year |
| Address
Verification Fee |
NO CHARGE |
$0.05 |
| Monthly
Minimum |
NO CHARGE |
$25.00 per
month |
| Termination
Penalty |
NO CHARGE |
$0.00 to $250.00 |
| Fraud
Detection Suite (FDS): |
NO CHARGE |
$5.00 per
month |
| Application
(Set Up) Fee |
NO CHARGE |
$0.00 to $199.00 |
| Chargeback
Fee |
$15.00 per chargeback |
$25.00 per
chargeback |
| Discover
Card & American Express Transaction Fee |
$0.15 |
$0.30 |
| Discover
Card & American Express Rates |
Quoted Directly |
Quoted Directly |
| PCI Service
Package |
NO CHARGE |
$15.00 per
month |
| Up to
$50,000 Breach Protection |
NO CHARGE |
Not Available
through other Processors |
*In addition to guaranteed
savings, Established Merchants Only.com features
GROSS DAILY SETTLEMENT of Visa/MasterCard sales.
This means 100% of your V/MC sales are deposited directly into your
checking account each business day, making reconciliation of your
checking account much easier. Only at the end of each month are
your processing fees debited.
NOTE: Most processors offer NET
DAILY SETTLEMENT where processing fees are debited before
deposit, making reconciliation of your checking account much more
difficult.
Sample Merchant: ECOMMERCE
This is an actual eCommerce merchant processing approximately $400,000
per month in VISA/MC sales. In addition to significant savings from
their VISA/MC processing, we also eliminated their Statement Fee,
Annual Fee, Address Verification Fee and Batch Header Fee.
Established Merchants Only.com is saving this
merchant approximately $900.00 per month!
| ECOMMERCE
Merchant Account Rates and Fees: |
| Interchange-Plus eCommerce: |
Established Merchants Only.com |
Previous Proccessor |
VISA US Consumer
Credit (Card Not Present):
Interchange-Plus
15 basis points
|
Visa:
1.95% + .15% = 2.10% |
Previously
Paying 2.49% |
MC US Consumer Credit
(Card Not Present):
Interchange-Plus 15 basis points |
MC: 1.99% + .15%
= 2.14% |
Previously
Paying 2.49% |
VISA US Consumer Debit
(Card Not Present):
Interchange-Plus 25 basis points |
Visa: 1.69% +
.25% = 1.94% |
Previously
Paying 2.49% |
MC US Consumer Debit
(Card Not Present):
Interchange-Plus 25 basis points |
MC: 1.74% + .25%
= 1.99% |
Previously
Paying 2.49% |
VISA US Business Commercial
(Card Not Present):
Interchange-Plus 25 basis points |
Visa: 2.34% +
.25% = 2.59% |
Previously
Paying 2.74% |
MC US
Business Corporate (Card Not Present):
Interchange-Plus 25 basis points |
MC: 2.41% + .25%
= 2.66% |
Previously
Paying 3.25% |
Credit
Card Transaction Fee
Interchange-Plus $0.00
cents |
Visa $0.10 + $0.00
= $0.10
MC $0.10 + $0.00 = $0.10 |
Previously
Paying $0.00
Previously Paying $0.00 |
Debit
Card Transaction Fee
Interchange-Plus $0.00
cents |
Visa $0.15 + $0.00
= $0.15
MC $0.16 + $0.00 = $0.15 |
Previously
Paying $0.00
Previously Paying $0.00 |
| AmEx and
Discover Transaction Fee |
$0.10 cents |
Previously
Paying $0.10 |
Sample Merchant: RETAIL
This is an actual retail merchant processing approximately $65,000
per month in VISA/MC sales. In addition to significant saves from
their VISA/MC processing, we also eliminated their Statement Fee,
Annual Fee and Batch Header Fee.
Established Merchants Only.com is saving this
merchant approximately $250.00 per month!
| RETAIL
Merchant Account Rates and Fees: |
| Interchange-Plus eCommerce: |
Established Merchants Only.com |
Previous Proccessor |
VISA US Consumer
Credit (Card Present):
Interchange-Plus 20
basis points
|
Visa:
1.54% + .20% = 1.74% |
Previously
Paying 1.95% |
MC US Consumer Credit
(Card Present):
Interchange-Plus 20 basis points |
MC: 1.58% + .20%
= 1.78% |
Previously
Paying 1.95% |
VISA US Consumer Debit
(Card Present):
Interchange-Plus 20 basis points |
Visa: .80% + .20%
= 1.00% |
Previously
Paying 2.35% |
MC US Consumer Debit
(Card Present):
Interchange-Plus 20 basis points |
MC: 1.05% + .20%
= 1.25% |
Previously
Paying 1.95% |
VISA US Business Commercial
(Card Present):
Interchange-Plus 20 basis points |
Visa: 2.34% +
.20% = 2.54% |
Previously
Paying 4.29% |
MC US
Business Corporate (Card Present):
Interchange-Plus 20 basis points |
MC: 2.41% + .20%
= 2.61% |
Previously
Paying 4.29% |
Credit
Card Transaction Fee
Interchange-Plus $0.10
cents |
Visa $0.10 + $0.10
= $0.20
MC $0.10 + $0.10 = $0.20 |
Previously
Paying $0.25
Previously Paying $0.25 |
Debit
Card Transaction Fee
Interchange-Plus $0.10 cents |
VISA $0.25 + $0.10
= $0.35 cents
MC $0.16 + $0.10 = $0.26 cents
AMEX $.20 Per Transaction
Discover $.20 Per Transaction |
Previously
Paying $0.25
Previously Paying $0.25
Previously Paying $0.25
Previously Paying $0.25 |
For a professional analysis of your current merchant account and
a customized proposal, please complete our STATEMENT ANALYSIS
FORM and we
will contact you promptly. |
